Standard & Poor Disclosure:
Standard & Poor's 500® Index (S&P 500®) is comprised of 500 stocks representing major U.S. industrial sectors. Performance figures are inclusive of dividends reinvested

Index Disclosure:
Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

Hypothetical Disclosure:
This hypothetical example is for illustrative purposes only, and each individual's situation is different

Risk Disclosure:
There are risks in investing in the stock market such as the return and principal value of stocks fluctuating with changes in market conditions. Shares when sold may be worth more or less than their original cost.

Views Disclosure:
The views expressed are those of the presenter and may not necessarily reflect those held by PlanMember Securities Corporation. Material presented is believed to be from a reliable source, and PSEC makes no representation as to its accuracy or completeness, and all investments involve risk and are not guaranteed.